Consumers
You work hard at your career to know your field and earn a good income. You know that regardless of your daily duties, part of your job is to acquire a nest egg toward your golden years. Yet, you may find determining which path toward that objective is a daunting task, obscured by many interests vying for your attention and your assets. Where can you turn for information that is informative and unbiased?
Our retirement advisor team members are consumers as well. We study retirement income management, and we are also striving hard to save for our own retirements. We know the inherent anxiety of trying to find expert advice, whether it’s looking for a doctor, dentist, or good car mechanic. A large percentage of the general public has no idea how much they will need, nor where it will come from, to allow them the lifestyle they imagine they will have when they reach retirement age! There is a very lengthy list of reasons why people don’t know, and hence don’t accumulate, what they will need, and therefore fall short, including fear of the unknown. We have been educating financial advisors in the specialty of retirement planning and income management since 2004 and have heard from many of our clients’ customers that a consumer source for unbiased information would be a great benefit to folks who want to be proactive in preparing for their retirement years.
WE DO NOT ENDORSE specific product solutions. We train financial advisors in a process to manage retirement risks and the income strategies they need to know so that they can most effectively advise YOU. This allows us to provide unbiased information permitting advisors and clients to truly choose what’s best for them. This site seeks to make that information accessible to you.
Research shows that about 20% of consumers want to manage their retirement assets themselves. About 50% of consumers want some say in the matter, but prefer someone else to do most of the management, and 30% of consumers prefer to let someone else handle the whole thing. No matter which group best describes you, you will benefit from learning how much you already know, and what you still need to learn about managing your retirement income through our signature Four Stages of Retirement LiteracyTM process.
The Four Stages of Retirement LiteracyTM |
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How much do you know about what it takes to effectively manage your retirement income? Our federal government had the same question. It needed a standarized tool to identify federal employee retirement literacy education needs, leading to the development in 2007 of the InFRE® RetirAwareness Quiz(tm) by the non-profit International Foundation for Retirement Education® (INFRE® ) and Texas Tech University. You can begin your retirement income management process by assessing your knowledge with InFRE’s RetirAwareness QuizTM for consumers. This no-cost tool is designed to help you know what you need to learn to help you make informed retirement planning decisions whether you are in the early, mid- or late phases of your working career. You are invited to take the quiz and then present the results to your retirement advisor. Don't wait... Begin today with this FREE assessment to learn what you need to know about the retirement future you want to be yours. |
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How many variable go into your future? Age, income, savings, lifestyle, family members, just to name a few. Where can you go to get information and advice tailored to fit YOUR unique needs? Who can you trust to be knowledgeable about all the variables you must account for now to prepare for your golden years? We've prepared two books for you to learn how you can be the one Controlling Your Financial Future and Finding the Right Financial and Legal Advisors for You. Get a head start on what you need to know, and be sure that you find the best resources to further your Second Stage of Retirement LiteracyTM. Available in elearning, print book and downloadable PDF formats. |
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Are you wondering... • If you’ve saved enough and invested wisely? You need someone who is knowledgeable, current, and concerned about your retirement future. How do you know that your advisor has those qualifications? Fortunately, the InFRE recognised this issue and developed the accredited Certified Retirement Counselor® (CRC® ) certification. When a financial advisor has this designation you know that he or she is a fully prepared and certified retirement professional who can help you be ready for this phase of life and have enough money to last a lifetime. You want to be sure you have the best resources working for you by choosing profesionals who have earned the accredited Certified Retirement Counselor (CRC)® certification. How do you find a Certified Retirement Counselor (CRC)® ? Click here to locate the CRC® nearest to you. |
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Consumers - Stage 4 You're an educated consumer who does the research to find the best pathway to your retirement objectives. You've looked into the possibilities for your golden years, read books such as our Controlling Your Financial Future and Finding the Right Financial and Legal Advisors for You. You work with a good retirement advisor, perhaps one of our CERTIFIED RETIREMENT COUNSELOR's® (CRC® ), and you've successfully met your retirement objectives. We are compiling stories from people like you to encourage others who are still on the journey to fulfilling their retirement objectives. The book hasn't been written yet, but contact us here if you would like to share your journey with us. |
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Don’t wait for your future to come to you… FORTIFY YOUR EXPERTISE TODAY!
InFRE® Retirement Resource Center (IRRC)
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