Public and Private Employers
Why retirement income planning for public sector employees? They receive a pension income in retirement for as long as they live!
Public employers have done the best job overall of preparing their employees for retirement through a combination of defined benefit pensions and defined contribution plans such as 457(b), 403(b) or a TSP. However, most public employee pension benefits are not intended to be an employee’s sole source of retirement income. In addition, risks such as inflation and healthcare can substantially impact the retirement quality of life for even the most prepared employee over the course of a 30-year retirement.
Employees need to understand the risks they will face before they retire in order to make informed decisions about when to retire and how to take distributions from or best utilize their pension, 457, 403(b), and other personal retirement savings.
The courses below were designed with the help of leading public plan retirement systems to help other systems, unions and even private-sector employers cost-effectively provide turnkey live workshop, elearning, ebook and/or print self-study retirement education that allow employees to accept personal responsibility for planning and managing their retirement income and retirement risks.
Likewise, public plan retirement counselors, educators, call center reps and even trustees need professional retirement income and planning training to help them effectively deliver retirement education and guidance services to their plan's members. Our professional retirement income training, along with a hands-on, live train the trainer program will help all stakeholders in your system quickly get on the same page and be up and running in no time!
The Four Stages of Retirement LiteracyTM |
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The InFRE® RetirAwareness QuizTM (RAQ) was developed in 2007 by InFRE retirement professionals and financial faculty at Texas TEch University (TTU) on behalf of the federal government as a standardized assessment for identifying employee retirement literacy education needs. The RAQ is designed for employees or clients to assess their level of personal retirement literacy for making informed retirement planning decisions over the early, mid- and late phases of their careers. You can use the FREE RAQ in one-on-one counseling sessions to gain insight into what your employees understand and have yet to learn. Forward the RAQ link to individual employees and ask them to print the results. They will be surprised at their results, and you will be able to help them choose the path that's best for them. If you have a large employee group in need of retirement plan review, consider purchasing RAQ paks, perfect for employers with 50 or more employees. The pak includes online deliver of RAQ's along with an automated summary of rolled up scores.
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Your public plan retirement counselors, educators, call center reps and even trustees need professional retirement counseling and income management training to know that there is much more to retirement planning than the accumulation phase. To help you better provide informed decision-making options to employees, The InFRE® Retirement Resource Center offers workshops and certificate programs on Managing Retirement Income in a variety of levels from introductory courses, fundamentals, and strategies detailing the distribution phase of retirement planning. By using a six-step holistic approach, your retirement professionals will not only be able to provide important guidance in these decisions, but also help plan members feel confident that they're doing what is best for them. Courses are available in a variety of formats for individual learning and for group workshops. You will be able to ensure that your retirement counselors are knowledgeable and well-trained to deliver the information your employees need to know.
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Retirement counselors and educators need to be knowledgeable about all types of retirement plans, including defined benefit, defined contribution, IRAs, deferred compensation, and more. InFRE's Certified Retirement Counselor® (CRC®) professional certification program is fast becoming recognized as one of the most comprehensive and informative program in the retirement industry. This accredited certification was created in 1997 by the nonprofit International Foundation for Retirement Education (InFRE), under the academic guidance of Texas Tech University, to take intermediate-level advisors to the level of retirement professional. The CRC® certification takes advisors to the level of retirement professional. Obtaining CRC® certification requires registration, preparation for and passing of the CRC® exam, and completing the certification eligibility requirements. For more information on the CRC® curriculum, see CRC® course descriptions. Advisors should register on the InFRE site to begin the certification process at least 90 days before they wish to take the exam. As InFRE® 's exclusive distributor, we at IRRC make the CRC® study guides available to you for purchase separately or bundled together at a discount in the IRRC store. Note: Each CRC® course has been approved for 7.5 hours of CFP® CE credit; state insurance CE credit pending. Contact Kevin Seibert at kseibert@infrerrc.com or (847) 382-9032 for more information. |
Click below to view FREE Demos of the CRC® Study Guides.
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You provide your workforce with handsome benefit plans. How can you be sure they maximize their use of the plans they receive? Help your employees to substantially improve their retirement preparedness by offering Employee Education Courses delivered by your own licensed advisors or by one of our highly experienced instructors. Click here for more information on short and long course versions of What Your Need to Know About Managing Your Retirement Income for employees. Do your advisors need more training? We offer numerous Continuing Education (CE) courses for advisors, as well as educational courses such as the Train the Trainer Workshop. Not ready to provide workshops for your workforce, but know you need to give them more advice on controlling their own futures? Recommend to them Finding the Right Financial and Legal Advisors for You. |
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InFRE® Retirement Resource Center (IRRC)
Your one-stop solution for industry-leading education, training, and certification for retirement professionals.
